Money Wellness Is Real Wellness

I just got done updating a spreadsheet dedicated to my monthly maintenance routines (spoiler alert: I’m not a natural blonde), and after a few heavy sighs, and weighing the financial decision of monthly mani/pedis or my new love for reformer pilates, I decided to take a deep breath and make a realistic budget. 

Wellness isn’t just for our physical or mental well-being — the morning routines, the supplements, the Sunday resets. But there's one pillar most of us quietly avoid: our finances. 

Financial stress is one of the leading contributors to poor sleep, anxiety, and burnout. Which means that getting your money sorted isn't just practical, it's good for your health.

That's where a dedicated wellness account comes in. Think of it less like banking admin and more like building a foundation for the kind of calm, intentional life you're already working toward.

Your wellness fund is actually growing. SoFi Checking and Savings members with direct deposit earn a high APY on savings — so the money you're setting aside for therapy, gym memberships, or that yoga retreat is quietly compounding while you wait. And don’t we love more with less? 

Also, SoFi lets you set up savings vaults, or rather, dedicated buckets for specific goals. Create one for your wellness fund, one for a fitness goal, and one for a mental-health-day retreat. Seeing those numbers grow, separated and labeled, makes the abstract feel real, and the goal feel close.

Wellness isn't just what you put in your body or how you move it. It's the peace of knowing you're financially grounded. Now exhale, you’ve got it covered. 

Disclosures: 

Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 5/28/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet

SoFi does not charge any account, service or maintenance fees for SoFi Checking and Savings. SoFi does charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.